The Student Loan Help Group


On April 19, 2022, the Department of Education announced changes and updates taking effect in 2024 that will bring borrowers with DOE-held loans closer to Income-Driven Repayment Forgiveness or Public Service Loan Forgiveness. Borrowers with Federal Family Education Loan Program (FFELP) loans who consolidate into the Direct Loan program before the account adjustment is applied will also receive this credit.

The U.S. Department of Education (ED) currently expects that the payment count adjustment will be completed by September 1, 2024. The adjustment will automatically be applied to all Direct Loans and FFEL Program loans that are managed by ED at that time. This includes Direct Consolidation Loans that repaid a privately held Perkins or FFEL Program loan and that are disbursed before the adjustment occurs.

Please note that submitting a consolidation application alone does not guarantee any benefits under the payment count adjustment. In general, it takes at least 60 days to process a Direct Consolidation Loan application and to disburse the new loan. This means that if you want to consolidate your loan(s) to get the benefit of the adjustment, you should submit a loan consolidation application by June 30, 2024.

Saving You Time And Money

For almost a decade, The Student Loan Help Group has been helping borrowers understand their student loan repayment and forgiveness options. With the nation’s top team of counselors and processors, borrowers can find the forgiveness they deserve and see themselves debt-free faster.

Discover Your Options

Skip the chat boxes or waiting days for email responses. Every borrower’s situation is different, and it’s time someone listened to yours.

Our expert, state-licensed counselors provide a complimentary, confidential, and no-obligation one-on-one consultation to discover the best plan of action personalized to your unique needs while answering all your questions. Wondering if you’re eligible for forgiveness? Struggling with defaulted loans? TSLHG’s counselors can help you get on track.

People We've Helped
Average Monthly Savings
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Average Years Reduced in Repayment

Schedule Your Appointment Today

It takes less than a minute to schedule your complimentary consultation with one of our highly qualified counselors. Click the button below and use the virtual calendar to choose a convenient time to speak.

Let Us Handle It For You

All of this work can be done on your own, but why let managing your student loans be stressful? Our world-class team of processors will handle all related forms, filings, submissions, and communications on your behalf so you can stay worry-free and achieve forgiveness sooner.

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